With our Core PPO Plan, you pay the lowest premium and the highest deductible. This plan also has copays for a doctor’s visit and mail order prescriptions. For all other services, you fully pay the cost until you meet your deductible before your plan pays 70% for services. Use it with a Healthcare Flexible Spending Account (FSA) for maximum pretax savings.

Office visits: For an in-network primary care visit, your copay is $40 with no deductible. For an in-network specialist visit, your copay is $60 with no deductible. For an emergency room visit, you pay 30% coinsurance after you meet your deductible.

Through our High-Deductible Health Plan (HDHP), you pay full price for all non-preventive care and prescriptions until you meet your deductible. It’s the only plan that also pairs with a Health Savings Account for maximum pretax savings.

Office visits: Your copay cost for an in-network primary care, specialist or emergency room visit is 20% coinsurance, after you meet your deductible.

Our Premium PPO Plan has the highest premium and the lowest deductible. This plan also has co-pays for a doctor’s visit and mail order prescriptions. Use it with a Healthcare FSA for maximum pretax savings.

Office visits: For an in-network primary care visit, your copay is $30 with no deductible. For an in-network specialist visit, your copay is $50 with no deductible. For an emergency room visit, your copay is $150, and then you pay 20% coinsurance after you meet your deductible. 

Employees in California have access to a medical plan through Kaiser Permanente. Pair it with a Healthcare FSA for maximum pretax savings.